When it comes to house flipping, traditional financial instruments just don't fit the bill. NavCap recognizes that real estate investors need quick and easy access to short-term funding. To that end, we have designed our Fix and Flip loan program with the borrower in mind. Our competitive rates and flexible terms make NavCap the perfect partner for your next project. Whether this is your first flip or your hundredth, we have a loan vehicle for you. For our most experienced clients, we offer rates as low as 7%. To learn more about all of our fix and flip loan offerings, click here. 

Our short-term Multi-Family loan program opens new doors for borrowers seeking funding for multi unit residential properties. Following an initial successful rollout in the Maryland, Virginia and Washington DC metropolitan regions, we have expanded our Multi-Family offerings throughout our lending area. With rates as low as 8% and flexible terms, we can design a loan package that works for you. So if you need funding for a property with 5+ units and an estimated loan amount between $100K and $5M, we would love to hear from you. Click here for more details.

As an investment opportunity, rental properties offer a plethora of benefits—diversifying your portfolio’s returns and producing sustainable income streams. So, if you are in the market for buy and hold financing, NavCap has you covered. We take a common-sense, asset-backed approach to rental property financing, focusing on the property’s value and income generation potential rather than personal income levels or credit scores. As a private lender, we have flexibility in our underwriting guidelines, allowing us to tailor a loan that works for you. And with rates as low as 5.375%, we put our competition to shame. To discover more about our rental loans, click here.

For experienced investors and rehabbers, we offer financing  on new construction projects—whether it's a shovel-ready new build or a tear down and rebuild. Our loans are asset-backed and terms are negotiated on a case by case basis. However, we generally lend up to 50% on a buildable lot and up to 75% of the cost of the finished property. Mindful of our competition, we offer rates starting at 8% with customizable terms. The more money a borrower can bring to the table, the better the rate. To discover more about our new construction loans, click here.