Rental Property Loan Program

Are you looking to add a rental property to your portfolio? We can certainly understand why. With the potential to generate consistent monthly income while still creating equity, rental properties are a win-win.

And now it’s even easier to secure financing for your long-term rental investment. NavCap has designed a customizable program that checks all the boxes—providing quick access to funding at low rates with flexible terms. It’s a simple, straightforward option for the experienced real estate investor. Our rental loan rates are competitive, allowing us to outpace the competition. Our loan packages offer a 30 year term with interest only payments for the first 3 or 5 years followed by amortization over the remaining term.

We realize that, when it comes to real estate investing, time is of the essence. That’s why we are committed to providing rapid approvals so that the money you need to purchase or refinance the property is in your hands—fast. 

For a detailed quote, click the button below, download the fillable application and make a copy. Email us the completed application at

GeographyAll states except AK, AZ, CA, ND, NV, OR, SD, UT and WA
Loan PurposePurchase, Rate-Term Refinance, Cash-Out Refinance
Loan Amount Range$100K - $1M
Property TypeResidential 1-4 unit
Term30-year term, interest only available for first 3 years or 5 years
Credit Score650 minimum
Max Loan To Value75%
RatesAs low as 4.95%
BorrowerLoans are not made to individuals. NavCap only makes loans to business entities (e.g. LLC, Corps, etc)
Asset VerificationSource of funds required
Prepayment Penalty

Varies with options from 1 to 5 years

Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. This is not an offer to lend or to enter into an agreement. For more information, email us at