Rental Property Loan Program

Are you looking to add a rental property to your portfolio? We can certainly understand why. With the potential to generate consistent monthly income while still creating equity, rental properties are a win-win.

And now it’s even easier to secure DSCR financing for your rental investment property. NavCap has designed a customizable program that checks all the boxes—providing quick access to funding at low rates with flexible terms. Our rental loan rates are competitive, allowing us to outpace the competition.

We offer long-term rental loan products for residential 1-4 unit properties as well as multi-family 5-8 unit properties. We also offer a DSCR Second Mortgage loan solution designed to unlock equity in the subject property while leaving the first mortgage intact. Rates and terms vary.

Click below to get a no-obligation quote on your next project.

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Or, if you already have the property under contract, create a member account below to submit a full application.

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RENTAL PROPERTY LOAN MATRIX
Where We Lend	AL, AR, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, KY, LA, MA, MD, MI, MS, MO, NE, NH, NJ, NC, OH, OK, PA, RI, SC, TN, TX, WV, WI, WY
Loan Purpose	Purchase, Rate-Term Refinance, Cash-Out Refinance, DSCR Second Mortgage
Loan Amount Range	$100K - $3.5M
Property Type	Residential 1-4 unit, 5-8 unit.
Term	30 year, 20 year and 15 year Fixed OR 5, 7 and 10-year ARM (not available in all states), interest only for initial fixed period then amortized over life of loan
Credit Score	640 minimum, 680 for DSCR Second Mortgage
Max Loan To Value	Up To 80%
Asset Verification	Source of funds required
Prepayment Penalty	Typically 3-5 years but no prepay and low prepay options are available.
Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. This is not an offer to lend or to enter into an agreement. For more information, email us at info@gonavcap.com.