Rental Property Loan Program

Where We LendAL, AR, CO, CT, DC, DE, FL, GA,, IL, IN, IA, KS, KY, LA, MA, MD, MI, MS, MO, NE, NH, NJ, NC, OH, OK,  PA, RI, SC, TN, TX,, VA, WA, WV, WI, WY
Loan PurposePurchase, Rate-Term Refinance, Cash-Out Refinance
Loan Amount Range$100K - $3.5M
Property TypeResidential 1-4 unit, 5-8 unit. 
Term30 year, 20 year and 15 year Fixed OR 5, 7 and 10-year ARM (not available in all states), interest only for initial fixed period then amortized over life of loan
Credit Score640 minimum
Max Loan To ValueUp To 80% 
Asset VerificationSource of funds required
Prepayment Penalty

Typically 3-5 years but no prepay and low prepay options are available.

Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. This is not an offer to lend or to enter into an agreement. For more information, email us at