Rental Property Loan Program

Are you looking to add a rental property to your portfolio? We can certainly understand why. With the potential to generate consistent monthly income while still creating equity, rental properties are a win-win.

And now it’s even easier to secure financing for your rental investment property. NavCap has designed a customizable program that checks all the boxes—providing quick access to funding at low rates with flexible terms. Our rental loan rates are competitive, allowing us to outpace the competition.

We offer short- and long-term rental loan products for both residential 1-4 unit as well as multi-family 5+ unit properties. Rates and terms vary.

Click below to get a no-obligation quote on your next project.

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Or, if you already have the property under contract, create a member account below to submit a full application.

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RENTAL PROPERTY LOAN MATRIX
Geography	All states except AK, AZ, CA, MN, ND, NV, NY, OR, SD, UT and WA
Loan Purpose	Purchase, Rate-Term Refinance, Cash-Out Refinance
Loan Amount Range	$75K - $2M
Property Type	Residential 1-4 unit, Multi-family 5+ unit
Term	30 year fixed OR 5, 7, 10-year ARMS (not available in all states), interest only for initial fixed period then amortized over life of loan
Credit Score	600 minimum
Max Loan To Value	80% (except multi-family cash-out refinance to 75%)
Rates	As low as 6%
Asset Verification	Source of funds required
Prepayment Penalty	Varies with options from zero to five years
Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. This is not an offer to lend or to enter into an agreement. For more information, email us at info@gonavcap.com.