Lending Blog

Private lending is a business based on relationships. There is a significant level of trust that we place in our clients when we close a deal — and vice versa. Our borrowers want to know that they can count on us ...

We'd love to meet you there.

Navigator Private Capital is proud to sponsor National Lending Experts Leverage West Palm Beach LIVE October 4-5th at the newly remodeled Hilton West Palm Beach in sunny Florida.

Catch up with NavCap's ...

With Hurricane Idalia coming ashore in Florida today, it's clear that hurricane season is upon us. That means it's time to secure your job site before Mother Nature sets her sights on you. And with hurricane season extending ...

To get a real estate investment loan from Navigator Private Capital, the answer is —YES. In real estate investing, there are lots of moving parts and potential pitfalls. An LLC allows you to create an entity that limits your personal ...

These days, more and more of our fix-and-flip clients are pivoting to a longer-term buy-and-hold strategy. With so many unknowns in the current economy, it can be a smart decision. Luckily, our rental/DSCR loan product can fill the bill ...

Word of Mouth

It’s the lifeblood of our business. There is nothing more gratifying to us than a satisfied customer who recommends us to a colleague. In fact, we have created a Referral Program to encourage our customers to ...

Newly Lowered Rates AND Increased Leverage For Fix and Flip Financing!

We realize that you have options when it comes to financing your next real estate investment deal. That’s why we do everything in our power to provide you ...

As a direct private lender, we extend credit to real estate investors at all experience levels—from newbies to seasoned professionals. Unlike traditional lenders, we lend based on the inherent value of the property itself and not your personal income ...

The current housing market has an inventory problem. Housing supply remains at near historic lows—especially for starter homes-–which has propped up prices despite relatively high interest rates. 

“Inventory is approximately 46% below the historical average dating back to ...

Congratulations. You've lined up a reputable contractor and are ready to plow ahead with your real estate investment project. But there are a few things you should know before you get started. Put some time in before the repairs ...

Considering Buy and Hold?

In this economy, many of our clients are choosing to rent out their investment property rather than sell it into a difficult market. We can offer you several options for this buy-and-hold strategy—30-year fixed rate ...

In real estate investing, getting things done often requires tapping into your network for advice, support, and, most importantly, professional referrals. 
 
No job is more important in a real estate renovation than the general contractor. A good GC can be ...

By now, you’re probably aware that the Federal Reserve decided to hold its benchmark interest rate steady at June’s Federal Open Market Committee meeting last week. This comes on the heels of 10 consecutive rate increases that began ...

One of the things we love about what we do is seeing a rather neglected property get a new lease on life. That was the case for this water-privileged single-family home near the Chesapeake Bay. Our clients spared no expense ...

If you’ve been around the real estate investing world for a while, you’ve no doubt heard the term, BRRRR. But you may be wondering exactly what it is and whether it would work for you.

Essentially, the BRRRR ...

Our clients outdid themselves. They found a rather tired single-family property in a charming DC neighborhood and completely reimagined it. As it stands now, 1325 Holly Street NW is a head turner. This is a rare opportunity to own a ...

We love to see our clients turn a neglected asset into an updated, comfortable and fully modernized family home. This charming rancher in the leafy North Carolina suburbs is a case in point. Our borrower transformed a tired house into ...

Despite the Fed’s interest rate hike of a quarter-point on Wednesday, our DSCR rates are actually dropping. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid on mortgage rates for ...

According to this recent article on Bigger Pockets, there is a direct correlation between ...