Multi-family Loan Program

 MULTI-FAMILY LOAN MATRIX
GeographyAll states except AK, HI, MN, MT, ND, NM, NV, NY, and SD. Licensed broker deals only in AZ, CA, OR and WA. 
Loan PurposeDSCR, Refinance for MFU (5-8 Units)
Loan Amount Range$250K to $3.5M
Loan ProcessPaperless, automated and online
AssetsSufficient to make downpayment plus 6 months of PITI payments
PrePayment Penalty36 to 60 Months
Terms30 Years
Max Loan To ValueUp To 75%
Determination of ValueAppraisal ordered by NavCap using approved Appraisal Management Company (AMC) 
BorrowerIndividuals and business entities
Credit GridNo foreclosures in last four years, no open tax liens, and no bankruptcies discharged in the last two years.
Credit ScoreGenerally 700 or higher
Property UseResidential up to 2 acres.
IncomeNot required
Navigator Private Capital, LLC 1910 Towne Centre Blvd Suite 250 Annapolis, MD 21401. Navigator Private Capital only makes loans for business purposes and is not a residential mortgage lender. Navigator Private Capital is exempt from licensing requirements in our geographical footprint. This is not an offer to lend or to enter into an agreement. For more information, email us at info@gonavcap.com.