Lending Blog

Knowledge is power.

Whether you are new to real estate investing or have been around the proverbial block a few times, it pays to understand the lingo. Below are some commonly used terms every investor should know...

Private Lender—Real ...

It’s no secret that housing affordability is at an all-time low nationwide. Scarce inventory and high interest rates have locked many people into their current low-rate mortgages. Given that, finding properties at the right price point for a fix ...

The American Dream has always been about owning your piece of the pie and building something for yourself and your family. Real estate investing allows you to do just that. It's about taking control of your future, achieving financial ...

Is Cash Always King? Not in Real Estate! 

It’s a question we hear a lot. 

Is it better to fund that fix and flip deal with cold hard cash or use leverage to make the purchase? 

Well, here ...

Start your next project off on the right foot. 

How can you do that? Make a plan and stick to it. We can help. 

We have created a free, downloadable Scope Of Work (SOW) template that you may use to ...

Are You Headed to Miami Next Week?

Look for NavCap’s team while you're there! We'd love to connect with you. Stop by our booth to chat with our loan officers about our innovative lending products. We work ...

Unfortunately, there's no single "best" exit strategy for real estate investors in 2024 (or any year, for that matter). The ideal approach depends on a number of factors, including:

• Your investment goals: Are you looking for a quick profit ...

Last fall, our client ran across a solid, three-story single-family home in Northeast DC’s Woodridge neighborhood. The property was vacant and somewhat neglected but with good bones and loads of potential. With over 3000 square feet of living space ...

To get deals done, time is often of the essence.

We understand your need for speed and have streamlined our application and approval procedures to allow for quick decisions. We make every effort to approve deals as rapidly as possible ...

If you're a real estate agent who works with investors, you know a traditional residential mortgage will not fill the bill. Often, investors are looking for business loans based on the property alone without regard to personal income.

That ...

We want you to know just how competitive we can be with our current rates and leverage. We realize you have choices when it comes to financing your investment project. Get a quote from us and shop it around. We ...

One of the biggest obstacles for a real estate investor can be finding their next project. Locating a fixer-upper with great resale or rental potential can be difficult—but it doesn't have to be. Here at NavCap, we have ...

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Flipping a house requires vision. It takes someone looking at a time-worn property and imagining what it could become with a little TLC. As private lenders, we get a front-row seat to the transformation.

So, let’s take a look ...

We wish we could pull out our crystal ball and give a definitive answer to this question. There are economic arguments to be made on both sides of the issue. 

Signs That A Bubble Is Brewing:

• Rapid price increases: Home ...

Do you have connections in the real estate investing world? Are any of them looking for funding—whether it be for a fix and flip, DSCR/rental, new construction, or bridge loan? 

If so, you’ll be happy to know ...

In the fast-paced world of real estate investing, quick decisions are often rewarded. But when it comes to estimating repair costs, taking the time to craft a detailed Scope of Work (SOW) can be the difference between a windfall and ...

That’s a wrap for 2023! 

Although at times it felt like an uphill battle, we ended the year with record growth—both in loan count and total volume. 

Surging Growth

• Over 20% YOY growth in the total number of ...

We’re DOUBLING our referral fee! 

You heard that right. We want to make it worth your while to refer a client to us. Why? Because we know that, once a borrower works with us once, they’ll want to ...

We love to share our clients' success stories with you. We hope that it provides inspiration and actionable guidance as you navigate your own real estate investment journey.

This fabulous coastal single-family home is a piece de resistance. Our borrower ...