Lending Blog

Our clients are busy people. So, you may not have even noticed that Congress recently passed some new legislation in October 2026 that affects real estate investors directly. It’s called the ROAD to Housing Act and it’s designed ...

As the global bond sell-off nudges mortgage rates upward, you may be wondering how this impacts the investor rates we offer. As private lenders, we have a lot more leeway than traditional banks to set our own rates. We make ...

Did you know that when you create a member account with Navigator Private Capital, you get access to a whole host of tools and resources, right off the bat? 

Signing up is easy—just click here. 

📝Download Our POF Letter ...

What’s that old saying? Nothing in life worth doing is ever easy. That certainly rings true when it comes to real estate investing. While it offers an unparalleled path to wealth building, investing has potential pitfalls that can derail ...

We’ve said it before, and we’ll say it again. Your success is our success. We want our clients to have every advantage when it comes to choosing, planning, and financing their projects. So that’s why it’s ...

Gorgeous From The Ground-Up…

Our repeat clients stumbled across a flat, wooded buildable lot in sunny Hilton Head Island and rolled up their sleeves. They envisioned a family-friendly coastal retreat that was not only beautiful but fully functional at the ...

Winter Prep Is Key
There is a definite chill in the air and, for contractors and rehabbers, that means it’s time to think about winterizing the construction site. Depending on the building phase of your project, you will need ...

Move to 109 Dragons Circle and never need a vacation again! Situated on the 8th green and 9th tee box of the renowned Nicklaus Golf Course, this home is nestled in the highly sought-after gated community of Bay Point in ...

We hope that you weathered Hurricane Debby with minimal impact last week. The torrential rains and high winds from a tropical storm or hurricane can wreak absolute havoc on an unsecured work site.

Since it's clear that hurricane season ...

With housing inventory at historically low levels, many of our real estate investing clients are turning to ground-up construction for their next project. By expanding their property search to include buildable lots, they are often able to find property in ...

Built from the ground up...

and beautiful inside and out! Many of our clients come to us looking to fund their new builds. 

What are the parameters for a new construction loan?

✅ Property must be residential and non-owner occupied

✅ MInimum ...