Lending Blog

Top Five 🏆 Short-Term Rental Markets In 2024 

The short-term rental market remains strong, offering a tempting path to financial freedom. But with so many locations vying for tourist dollars, where should you set your sights? Take a look at the ...

Knowledge is power.

Whether you are new to real estate investing or have been around the proverbial block a few times, it pays to understand the lingo. Below are some commonly used terms every investor should know...

Private Lender—Real ...

It’s no secret that housing affordability is at an all-time low nationwide. Scarce inventory and high interest rates have locked many people into their current low-rate mortgages. Given that, finding properties at the right price point for a fix ...

The American Dream has always been about owning your piece of the pie and building something for yourself and your family. Real estate investing allows you to do just that. It's about taking control of your future, achieving financial ...

Is Cash Always King? Not in Real Estate! 

It’s a question we hear a lot. 

Is it better to fund that fix and flip deal with cold hard cash or use leverage to make the purchase? 

Well, here ...

Unlock Investment Potential: DSCR Loans with Zero Points

At Navigator Private Capital, we understand the unique challenges real estate investors face. Traditional loans often focus on your personal income, which can be limiting when your investment property holds the true ...

Start your next project off on the right foot. 

How can you do that? Make a plan and stick to it. We can help. 

We have created a free, downloadable Scope Of Work (SOW) template that you may use to ...

Shayne Black owner of SBH Restorations LLC, knows South Florida real estate. As an Associate for Ancona Real Estate and avid real estate investor, he has an uncanny knack for identifying the hottest up-and-coming neighborhoods. When he came to us ...

Are You Headed to Miami Next Week?

Look for NavCap’s team while you're there! We'd love to connect with you. Stop by our booth to chat with our loan officers about our innovative lending products. We work ...

Time To Be Inspired

We have repeat clients with a knack for turning time-worn beachside property into sparklers. They identify homes in sought-after locations with good bones and solid square footage and get to work. 

Their latest project is located ...

Last fall, our client ran across a solid, three-story single-family home in Northeast DC’s Woodridge neighborhood. The property was vacant and somewhat neglected but with good bones and loads of potential. With over 3000 square feet of living space ...

If you're a real estate agent who works with investors, you know a traditional residential mortgage will not fill the bill. Often, investors are looking for business loans based on the property alone without regard to personal income.

That ...

Are you looking for your next real estate investment project? 

Take a look at 6105 Marietta Avenue in the leafy Hamilton Hills neighborhood of Baltimore. This single-family investment property is headed to auction on Tuesday, April 9, 2024 at 11 ...

When you’re choosing your next investment project, the hotter the market, the better. Whether your exit strategy is to fix and flip or buy and hold, strong housing demand is key. 

In 2024, it looks like waterfront living is ...

With housing inventory at historically low levels, many of our real estate investing clients are turning to ground-up construction for their next project. By expanding their property search to include buildable lots, they are often able to find property in ...

We want you to know just how competitive we can be with our current rates and leverage. We realize you have choices when it comes to financing your investment project. Get a quote from us and shop it around. We ...

One of the biggest obstacles for a real estate investor can be finding their next project. Locating a fixer-upper with great resale or rental potential can be difficult—but it doesn't have to be. Here at NavCap, we have ...

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Flipping a house requires vision. It takes someone looking at a time-worn property and imagining what it could become with a little TLC. As private lenders, we get a front-row seat to the transformation.

So, let’s take a look ...

We wish we could pull out our crystal ball and give a definitive answer to this question. There are economic arguments to be made on both sides of the issue. 

Signs That A Bubble Is Brewing:

• Rapid price increases: Home ...