Lending Blog

Unlock Investment Potential: DSCR Loans with Zero Points

At Navigator Private Capital, we understand the unique challenges real estate investors face. Traditional loans often focus on your personal income, which can be limiting when your investment property holds the true ...

Are You Headed to Miami Next Week?

Look for NavCap’s team while you're there! We'd love to connect with you. Stop by our booth to chat with our loan officers about our innovative lending products. We work ...

Unfortunately, there's no single "best" exit strategy for real estate investors in 2024 (or any year, for that matter). The ideal approach depends on a number of factors, including:

• Your investment goals: Are you looking for a quick profit ...

Time To Be Inspired

We have repeat clients with a knack for turning time-worn beachside property into sparklers. They identify homes in sought-after locations with good bones and solid square footage and get to work. 

Their latest project is located ...

We Are Hiring!

Are you an experienced mortgage loan originator looking for a new opportunity? Or maybe you know an originator itching to make a change? Reach out and let us know! Earn a $2000 referral bonus once the candidate ...

Last fall, our client ran across a solid, three-story single-family home in Northeast DC’s Woodridge neighborhood. The property was vacant and somewhat neglected but with good bones and loads of potential. With over 3000 square feet of living space ...

As you know, Navigator Privatre Capital is a direct private lender offering business-purpose loans to investors with various exit strategies. We provide Fix and Flip (1-4), DSCR/Rental (1-4, 5-8 Units), Multi-Family (5+), New Construction, and Bridge funding. With no ...

To get deals done, time is often of the essence.

We understand your need for speed and have streamlined our application and approval procedures to allow for quick decisions. We make every effort to approve deals as rapidly as possible ...

Are you looking for your next real estate investment project? 

Take a look at 6105 Marietta Avenue in the leafy Hamilton Hills neighborhood of Baltimore. This single-family investment property is headed to auction on Tuesday, April 9, 2024 at 11 ...

When you’re choosing your next investment project, the hotter the market, the better. Whether your exit strategy is to fix and flip or buy and hold, strong housing demand is key. 

In 2024, it looks like waterfront living is ...

We want you to know just how competitive we can be with our current rates and leverage. We realize you have choices when it comes to financing your investment project. Get a quote from us and shop it around. We ...

One of the biggest obstacles for a real estate investor can be finding their next project. Locating a fixer-upper with great resale or rental potential can be difficult—but it doesn't have to be. Here at NavCap, we have ...

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Flipping a house requires vision. It takes someone looking at a time-worn property and imagining what it could become with a little TLC. As private lenders, we get a front-row seat to the transformation.

So, let’s take a look ...

We wish we could pull out our crystal ball and give a definitive answer to this question. There are economic arguments to be made on both sides of the issue. 

Signs That A Bubble Is Brewing:

• Rapid price increases: Home ...

Do you have connections in the real estate investing world? Are any of them looking for funding—whether it be for a fix and flip, DSCR/rental, new construction, or bridge loan? 

If so, you’ll be happy to know ...

We’re DOUBLING our referral fee! 

You heard that right. We want to make it worth your while to refer a client to us. Why? Because we know that, once a borrower works with us once, they’ll want to ...

We love to share our clients' success stories with you. We hope that it provides inspiration and actionable guidance as you navigate your own real estate investment journey.

This fabulous coastal single-family home is a piece de resistance. Our borrower ...

Which way are the economic headwinds blowing? These days it’s hard to know. 

On the one hand, inflation is on the decline with October’s CPI report showing headline inflation cooling to a 3.2% annual rate as energy ...

Built from the ground up...

and beautiful inside and out! Many of our clients come to us looking to fund their new builds. 

What are the parameters for a new construction loan?

✅ Property must be residential and non-owner occupied

✅ MInimum ...