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Lending Blog

DSCR

Position Yourself For Our Best (Recently Lowered) Rates πŸ₯‡

Debbie Fales
3/5/2026

There are certain things that our best clients have in common. Learn from their success and start negotiating from a position of strength. πŸ’ͺ 

Recently, our rates have become even MORE competitive, starting:

πŸ“ŒFrom the mid–9s for Fix-and-Flip Loans 

πŸ“ŒFrom ...

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😀 The Top 5 Pain Points Every Real Estate Investor Faces (And How to Overcome Them)

Debbie Fales
2/19/2026

What’s that old saying? Nothing in life worth doing is ever easy. That certainly rings true when it comes to real estate investing. While it offers an unparalleled path to wealth building, investing has potential pitfalls that can derail ...

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Why Refer Us Business? Because Our Clients ❀️ Us.

Debbie Fales
2/12/2026

Happy Clients Are The Goal.

Do you have connections in the real estate investing world? Are any of them looking for funding—whether it be for a fix and flipDSCR/rentalnew construction, or a bridge loan? 

If so ...

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Prepare To Be Bowled Over! 🎳

Debbie Fales
12/30/2025

Here's a little inspo to get 2026 started with a bang πŸ’₯

As we enter the time vortex that is the week between Christmas and the New Year, we know that many of you are still busy with the holiday ...

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πŸŽ„ Our Stockings Are Filled With Gratitude

Debbie Fales
12/22/2025

The holidays are well and truly upon us. 🎁

And that means it’s time for some merry-making with friends and family. But it’s also a time to sit back and take stock. This past year has been a journey ...

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Watch & Learn: Rick Breaks Down The Fix-Refi-Rent Strategy πŸ› οΈ

Debbie Fales
12/11/2025

Ever wish you could sit down with a lender and get the real story on what makes or breaks a deal?

Well, one of our founders, Rick Rall, did exactly that with Tim Jones from Foreclosure.com —and the conversation ...

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Let Us Step You Thru Our Application Process 🏚️

Debbie Fales
12/3/2025

Check Out This Step-by-Step Video Guide πŸ“½οΈ 

Ready to finance your next property investment but feeling a bit lost in the paperwork jungle? We have you covered with our super-simple online application system.

At Navigator Private Capital, we're all about ...

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πŸ‘€ Looking for 90/100 Percent Financing?

Debbie Fales
11/19/2025

Can I Put No Money Down?

We get this question a lot. 

Many real estate investors are looking for ways to put no money down on their next deal. Is this realistic? In today’s market, probably not. Most lenders ...

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Put The Big Beautiful Bill To Work For You πŸ‘·

Debbie Fales
10/21/2025

We’ve said it before, and we’ll say it again. Your success is our success. We want our clients to have every advantage when it comes to choosing, planning, and financing their projects. So that’s why it’s ...

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Rental Property Rates Are Dropping ‡️

Debbie Fales
9/17/2025

Lock In A Lower Rate

If you've been sitting on the fence about buying that rental property, we've got some good news. DSCR loan rates are actually coming down right now, and it's been a while since ...

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We πŸ’™ To Hear From Our Clients!

Debbie Fales
9/3/2025

🌟 Five Stars. Kind Words. πŸŒŸ

 

We love our clients…and we hope the feeling is mutual. 
 
Our goal in every transaction is 100% client satisfaction. After all, your success is our success. 

Recently, one of our clients took the time to ...

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Leverage Makes Your Cash Go Further πŸš€

Debbie Fales
8/21/2025

It’s a tricky time to be a real estate investor. Houses are staying on the market longer, but prices remain historically high, as do residential mortgage rates. According to Dave Meyer over at Bigger Pockets, there are half a ...

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πŸ“£ US News And World Report Helps Us Spread The Word

Debbie Fales
7/16/2025

If you’ve received our email blast before, you know that we try to provide tools and insights that are not only timely but, ultimately, actionable. We really want to make a positive impact on your real estate investing journey ...

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πŸ” Unlock Your Property's Equity with Navigator's DSCR Second Mortgage

Debbie Fales
7/2/2025

What if there were a way that you could tap into the equity in your rental property without disrupting your existing first mortgage? Well, now there is! 

Navigator Private Capital is excited to offer a brand new loan product –  Equity ...

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These 2025 Rental Markets Are Strong πŸ’ͺ

Debbie Fales
5/14/2025

πŸ”₯ Top Markets for Rental Investment in 2025

Here at Navigator Private Capital, we've been funding deals nationwide, and we're seeing some serious action in a few markets that align with recent economic data from the folks at Quicken ...

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Our Rental Rates Start At 6.5% πŸ‘€

Debbie Fales
3/25/2025

Buying And Holding? 

Despite the Fed’s decision to hold the federal funds rate steady last week, our DSCR rates remain competitive. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid ...

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In A Bidding War? βš”οΈ Show The Seller You're Serious.

Debbie Fales
3/13/2025

Stand Out From The Rest

Okay, so you've found the perfect investment property–-great location, solid numbers, tons of potential. But guess what? So have three other investors.

What separates the investors who close deals from those who just ...

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Are Things Headed ⬆️ Or ⬇️ In 2025?

Debbie Fales
2/25/2025

In an economy like this, you have to be strategic when it comes to real estate investing. Depending on your market, there is still profit to be made but it takes some smart planning and the willingness to pivot. 

We ...

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Boost Your Credit Score and πŸ” Better Loan Terms

Debbie Fales
2/18/2025

Help us help you. 

We have been in the real estate investing arena for a long time. We know what it takes for our clients to be successful. And when it comes to qualifying for our best rates and terms ...

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Charting Your Course 🧭: 5 Traits Of A Thriving Real Estate Investor

Debbie Fales
2/12/2025

Cut Through The Noise

At Navigator Private Capital, we're all about strategic navigation. We guide our clients through the often-murky waters of the investment landscape, helping them build diversified portfolios poised for success. And let's face it, real ...

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