Lock In A Lower Rate
If you've been sitting on the fence about buying that rental property, we've got some good news. DSCR loan rates are actually coming down right now, and it's been a while since we've seen this kind of opportunity. With the Fed’s meeting on Wednesday, rates may drop even lower although it is also likely that the rate cut has already been baked in to what we’re seeing now.
What Sets DSCR Apart?
Let's keep it simple. When considering a DSCR (Debt Service Coverage Ratio) loan, we don't care about your W-2 or how much you made last year. The most important thing to us is that the rental property generates enough income to pay for itself. It’s a numbers game.
Why Rates Are Actually Going Down
While everyone's been focused on traditional mortgage rates and the Fed’s next move, DSCR rates have quietly been improving. We're seeing rates in the 6-7% range for 2025, which is a real improvement from where we were. For borrowers with loads of experience, solid credit, and considerable equity in the property, we can even get below 6%
What Makes Our DSCR Program Different
We've designed our program to actually work for real investors, not just look good on paper:
Zero Point Options: Why pay points up front when you could use that cash for your next deal or property improvements?
We Cover Everything: Single-family rentals, small multi-family (up to 10 units)
Get A Second: With our DSCR Second Mortgage product, pull equity out of a property you already own without disturbing the first mortgage or existing rate
Save Time: With in-house underwriting, we can close quickly - usually within 2-3 weeks
Competitive Rates: We're not trying to be the cheapest option – we're trying to be the best value. Unlike other lenders, we offer in-house underwriting and end-to-end support. That means fast approvals and draws when you need them.
Why Act Now?
Although we can't predict the future, we can see what's happening right now. Rates are favorable, there's still decent inventory in most markets, and lending is competitive.
Will it last forever? Probably not. Good opportunities rarely do.
Ready to Move Forward?
If you've got a property in mind, get a quick quote to see what we can do. Already have something under contract? Create an account and let's get your application moving.
The math works better now than it has in a while. If you've been thinking about adding to your rental portfolio, this might be your moment.
Check out our full DSCR program details at gonavcap.com/rental-property-loan-program or just give us a call. We're here to help make your next rental property investment actually work for you.