Lending Blog

We talk with real estate investors every day. Here’s a question we get a lot — 

How do I qualify for your best rates and highest leverage? 

So I thought it would be helpful to spell out just what we ...

Have you thought about your exit strategy? 

Maybe you have found a distressed property with lots of meat on the bone—ripe for a short-term fix and flip. 

Or maybe you are looking to add some passive income to your ...

With Hurricane Idalia coming ashore in Florida today, it's clear that hurricane season is upon us. That means it's time to secure your job site before Mother Nature sets her sights on you. And with hurricane season extending ...

To get a real estate investment loan from Navigator Private Capital, the answer is —YES. In real estate investing, there are lots of moving parts and potential pitfalls. An LLC allows you to create an entity that limits your personal ...

These days, more and more of our fix-and-flip clients are pivoting to a longer-term buy-and-hold strategy. With so many unknowns in the current economy, it can be a smart decision. Luckily, our rental/DSCR loan product can fill the bill ...

Word of Mouth

It’s the lifeblood of our business. There is nothing more gratifying to us than a satisfied customer who recommends us to a colleague. In fact, we have created a Referral Program to encourage our customers to ...

By now, you’re probably aware that the Federal Reserve decided to hold its benchmark interest rate steady at June’s Federal Open Market Committee meeting last week. This comes on the heels of 10 consecutive rate increases that began ...

If you’ve been around the real estate investing world for a while, you’ve no doubt heard the term, BRRRR. But you may be wondering exactly what it is and whether it would work for you.

Essentially, the BRRRR ...

Despite the Fed’s interest rate hike of a quarter-point on Wednesday, our DSCR rates are actually dropping. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid on mortgage rates for ...

According to this recent article on Bigger Pockets, there is a direct correlation between ...

So you’ve finally found a house that is ripe for a flip. Congratulations! But, now, you may be wondering—what do I do next?

One of the first steps in your journey to flipping success is to secure the ...

With so many variables, it’s really anyone’s guess. The Fed seems wedded to its plan to push interest rates higher. Higher interest rates have created balance sheet risk for banks that traditionally hold long-term Treasury bonds as Silicon ...

Did you know that there are NO personal income requirements for any of our loan products? That includes our short-term fix and flip, no-rehab bridge, and new construction programs as well as our longer-term rental/DSCR program. 

• No Income Verification ...

You know the old saying — when it comes to buying real estate, the only thing that really matters is location, location, location. And, in this buyers’ market, this couldn’t ring more true. 

But how can you choose a market ...

It’s been a busy year for NavCap with our annual loan volume reaching record levels. We are so grateful for the confidence that our clients, partners and friends have placed in us, and want you to know that we ...

Three Reasons To Sign Up As A Member With Navigator Private Capital

Are you looking to finance your next real estate investment project? Maybe you are a newbie and are interested in first-time funding... or perhaps you have experience and ...

Leverage can be a scary proposition but, done right, it is a powerful tool to build wealth. We help our investor clients expand their real estate holdings by accessing the equity locked up in their portfolios. We have loan products ...