Break Ground On Your Next Project With NavCap's New Construction Loan Program

Here at NavCap, we are always swinging for the fences. Never content to sit on our laurels, we are constantly looking for new ways to serve our clients. Recognizing what our clients need—sometimes before they realize it themselves—guides every decision we make. 

And that means keeping our ears to the ground to identify market trends as they arise. While we monitor economic indicators and housing stats, we also consider the word on the street. We listen to our clients and try to stay abreast of what’s happening in local markets. Then we adjust our loan offerings to fill the existing need. That is why we’ve been paying close attention to the rental market of late. 

Trending Stats

With housing affordability near a ten year low (according to the National Association of Home Builders) and considering the current undersupply of residential rental units, it appears that the rental market is poised for considerable growth. In fact, it is estimated that the U.S. will require 4.6 million additional rental units by 2030. And just in the next five years alone, the folks at Probuilder expect that demand for single-family rentals will expand by about 750,000 units. Wow. 

The Opportunity

Meeting that expected demand will mean rehabbing existing structures but also breaking ground for the construction of brand new rental units. To us, that means opportunity. And to help our clients take advantage of this opportunity, we are rolling out a brand new loan program targeting new builds. 

Our New Offerings

Our New Construction loan program will meet the needs of real estate investors and developers whether they are looking to demolish and rebuild an existing structure or build from the ground up. We will closely consider each project’s parameters and design a loan package customized to its specifications and the borrower’s needs. This program offers longer terms—up to 24 months—than our typical fix and flip loan program and highly competitive rates. 


Generally, we require fifty percent down on the purchase of undeveloped land but will consider funding up to 75% of the after repair value of the finished property. We are rolling out this program across our entire lending area so reach out to us today for details.

Give us a call at 443.603.0193 or or sign up here for more information.