Brighter Days Ahead

Staying The Course

Here at NavCap, we remain resilient and optimistic. The economic disruption that we have endured is certainly unprecedented but, we believe, will be temporary. 

As more and more states begin to loosen stay-at-home restrictions and folks get back to work, we expect that spirits will rise and so will faith in the US economic engine. Of course, getting back to pre-pandemic levels will take time but we are already seeing positive signs.

In fact, a recent report by the National Association of Realtors found that 74% of the realtors surveyed reported that their sellers had not reduced their listing prices. According to NAR Chief Economic Lawrence Yun, “(t)he housing market faced an inventory shortage before the pandemic. Given that there are even fewer new listings during the pandemic, home sellers are taking a calm approach and appear unwilling to lower prices to attract buyers during the temporary disruptions to the economy.”

That bodes well for real estate as an asset class. Going forward, we are hopeful that housing values will remain strong with little volatility. For borrowers set to list a finished rehab, we foresee strong demand given the current tight inventory and historically low mortgage rates. Recent quick sales among our borrowers bears this out. 

As we chart a course for NavCap to navigate the waters ahead, please be assured that we are considering each potential deal carefully with the express intent to ensure profitability for all. Although our underwriting guidelines have tightened for the time being, we are doing our best to meet each borrowers’ needs. 

There are lots of ways to get in touch with us—by email at or by phone/text at 443.603.0193. Or just click the link below to go to our website where you can find details about all of our loan programs. We look forward to hearing from you. 

Find Out More

And remember, too, that if you are looking for your next project, we have properties available for expedited sale with favorable terms here