Our Loan Terms Keep Improving

You know the old saying — change is the only constant in life? Well, this rings especially true these days, especially when it comes to real estate investing. 

As businesses reopen and folks head back to work, the metrics we use to assess economic strength and stability continue to change for the better. This means that we are able to offer even more competitive loan terms than we posted last week. For specifics regarding our single-(1-4) and multi-family (5+) fix and flip loans, see below:

  • Sliding rate scale starting at 8 percent IO for borrowers with considerable experience
  • Credit score 600+
  • Loan To Cost (LTC) up to 85 percent
  • Loan To Value (LTV) up to 75 percent
  • Three months payments brought to closing

For our clients with long-term rental properties, we offer buy and hold financing with terms up to 30 years. And, although our new construction program is currently paused, check back often since we expect this to change soon.  

We are grateful to our clients and investors for standing by us through the turmoil of the last few months. We see the light at the end of the tunnel and expect continuing improvement in terms and rates. As always, we will pass these along to you. 

Do you have a deal and need a no-obligation quote? Click the button below to find out what NavCap can do for you. 

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And, if you are searching for your next rehab project, check out our list of available off-market properties here.