What Is The Best Exit Strategy?

Unfortunately, there's no single "best" exit strategy for real estate investors in 2024 (or any year, for that matter). The ideal approach depends on a number of factors, including:

  • Your investment goals: Are you looking for a quick profit, steady income, or long-term appreciation?
  • Market conditions: Is the market hot or cooling? Where is the most demand?
  • Property type: Is it a single- or multi-family property? Do you own land with the intention to build?
  • Your situation: Do you need access to cash quickly, or are you comfortable being a long-term landlord?

Choosing the right exit strategy is a purely personal decision. However, here are a few of our observations to consider. 

With housing inventory so low, many of our clients are finding it difficult to find a distressed property to flip. As a result, we’ve seen an uptick in ground-up construction deals. Fortunately, we have loan products to fill this need. We can fund single-family residential new builds as well as multi-unit construction projects in high-density areas. 

For those clients lucky enough to find a fixer-upper, many decide to buy and hold rather than fix and flip. For borrowers who switch exit strategies mid-stream, we have fix and rent options that involve refinancing your fix and flip loan into a long-term DSCR. In many markets, inflation has pushed up rental rates so that the numbers for a DSCR loan make more sense. 

No matter which exit strategy you choose, NavCap can design a loan package around your needs. We can adjust the rate and term to suit your financial footprint and the property characteristics. Currently, we offer some of the best rates and leverage available in the market.

Fix and Flip

  • Up to 90% LTC Including 100% Of Repairs
  • Up To 75% LTV 
  • Minimum Purchase Price $85k 
  • Standard 12-month term, No prepayment penalty
  • Minimum Credit Score 620

Long and Short-Term Rental Loans (1-8 Units)

  • Up to 80% LTV on purchase
  • Up to 80% LTV on rate & term or cash-out refi
  • Minimum Purchase Price $85k 
  • 30/20/15 Year Fixed (optional I/O period) OR 
  • 5/7/10 Year ARM 
  • Minimum credit score 640
  • Qualify on interest-only payment

No-Rehab Bridge (Acquisition only) 

  • Up to 82.5% LTV
  • Minimum loan amount $85k 
  • Standard 12-month term, No prepayment penalty
  • Minimum Credit Score 620

New Construction

  • Up to 85% LTC and 70% LTV 
  • Up to $3MM loan amount 
  • Standard 12-month term, No prepayment penalty
  • Minimum Credit Score 680

Want To Talk Things Over?

Reach out directly by calling us at 888.444.3160 or messaging us at info@gonavcap.com. Or you can go ahead and register on our website using the link below. By signing up, you’ll get instant access to our online application and a host of tools and resources including a free Proof of Funds letter, Scope of Work template, and more! 

Get Started

We are happy to help!