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Lending Blog

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Ten Terms Every Real Estate Investor Should Know

Debbie Fales
7/18/2024

Knowledge is power.

Whether you are new to real estate investing or have been around the proverbial block a few times, it pays to understand the lingo. Below are some commonly used terms every investor should know...

Private Lender—Real ...

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Looking to Invest In Dallas?

Debbie Fales
7/9/2024

It’s no secret that housing affordability is at an all-time low nationwide. Scarce inventory and high interest rates have locked many people into their current low-rate mortgages. Given that, finding properties at the right price point for a fix ...

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Make Your Capital Go Further With A Zero Point DSCR Loan

Debbie Fales
6/19/2024

Unlock Investment Potential: DSCR Loans with Zero Points

At Navigator Private Capital, we understand the unique challenges real estate investors face. Traditional loans often focus on your personal income, which can be limiting when your investment property holds the true ...

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Meet Us In Miami!

Debbie Fales
5/14/2024

Are You Headed to Miami Next Week?


Look for NavCap’s team while you're there! We'd love to connect with you. Stop by our booth to chat with our loan officers about our innovative lending products. We work ...

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What Is The Best Exit Strategy?

Debbie Fales
5/8/2024

Unfortunately, there's no single "best" exit strategy for real estate investors in 2024 (or any year, for that matter). The ideal approach depends on a number of factors, including:

  • Your investment goals: Are you looking for a quick profit ...
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Apply Online And Get Approved Quickly

Debbie Fales
4/4/2024

To get deals done, time is often of the essence.

We understand your need for speed and have streamlined our application and approval procedures to allow for quick decisions. We make every effort to approve deals as rapidly as possible ...

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We Work With Realtors

Debbie Fales
4/3/2024

If you're a real estate agent who works with investors, you know a traditional residential mortgage will not fill the bill. Often, investors are looking for business loans based on the property alone without regard to personal income.

That ...

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New Resource To Find Off-Market Properties

Debbie Fales
2/20/2024

One of the biggest obstacles for a real estate investor can be finding their next project. Locating a fixer-upper with great resale or rental potential can be difficult—but it doesn't have to be. Here at NavCap, we have ...

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Is There A Housing Bubble?

Debbie Fales
1/22/2024

We wish we could pull out our crystal ball and give a definitive answer to this question. There are economic arguments to be made on both sides of the issue. 

Signs That A Bubble Is Brewing:

  • Rapid price increases: Home ...
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Looking To Refi? We've Got You Covered.

Debbie Fales
11/28/2023

Which way are the economic headwinds blowing? These days it’s hard to know. 

On the one hand, inflation is on the decline with October’s CPI report showing headline inflation cooling to a 3.2% annual rate as energy ...

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Is Your Job Site Hurricane Proofed?

Debbie Fales
8/30/2023

With Hurricane Idalia coming ashore in Florida today, it's clear that hurricane season is upon us. That means it's time to secure your job site before Mother Nature sets her sights on you. And with hurricane season extending ...

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Qualify For More With An Interest-Only DSCR Loan

Debbie Fales
8/15/2023

These days, more and more of our fix-and-flip clients are pivoting to a longer-term buy-and-hold strategy. With so many unknowns in the current economy, it can be a smart decision. Luckily, our rental/DSCR loan product can fill the bill ...

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Our DSCR Loans Give You Options

Debbie Fales
7/10/2023

Considering Buy and Hold?

In this economy, many of our clients are choosing to rent out their investment property rather than sell it into a difficult market. We can offer you several options for this buy-and-hold strategy—30-year fixed rate ...

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Are You Looking To BRRRR?

Debbie Fales
6/1/2023

If you’ve been around the real estate investing world for a while, you’ve no doubt heard the term, BRRRR. But you may be wondering exactly what it is and whether it would work for you.

Essentially, the BRRRR ...

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A Finished Flip In The Carolinas

Debbie Fales
5/9/2023

We love to see our clients turn a neglected asset into an updated, comfortable and fully modernized family home. This charming rancher in the leafy North Carolina suburbs is a case in point. Our borrower transformed a tired house into ...

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Our DSCR Rates Start At 6.99% APR

Debbie Fales
5/4/2023

Despite the Fed’s interest rate hike of a quarter-point on Wednesday, our DSCR rates are actually dropping. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid on mortgage rates for ...

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Is Your Next REI Project In A High Tax State?

Debbie Fales
4/25/2023

You’ve always known that location matters when it comes to property investing. Here’s another thing to consider when choosing your next investment project — TAXES. 

According to this recent article on Bigger Pockets, there is a direct correlation between ...

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Three Reasons To Sign Up With Us

Debbie Fales
3/7/2023

Are you looking to finance your next real estate investment project? Maybe you are a newbie and are interested in first-time funding... or perhaps you have experience and are looking to compare our terms and rates against those from your ...

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Check Out These RE Markets With Upside Potential

Debbie Fales
2/22/2023

You know the old saying — when it comes to buying real estate, the only thing that really matters is location, location, location. And, in this buyers’ market, this couldn’t ring more true. 

But how can you choose a market ...

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Lightening Fast Turnaround On Draws

Debbie Fales
1/24/2023

Inspection draws within hours—

Does this sound too good to be true? It isn’t. 

Whenever possible, NavCap uses the latest virtual technology to expedite our repair inspections so that we can approve draws and disburse funding as quickly as ...

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