Lending Blog

To get deals done, time is often of the essence.

We understand your need for speed and have streamlined our application and approval procedures to allow for quick decisions. We make every effort to approve deals as rapidly as possible ...

If you're a real estate agent who works with investors, you know a traditional residential mortgage will not fill the bill. Often, investors are looking for business loans based on the property alone without regard to personal income.

That ...

One of the biggest obstacles for a real estate investor can be finding their next project. Locating a fixer-upper with great resale or rental potential can be difficult—but it doesn't have to be. Here at NavCap, we have ...

We wish we could pull out our crystal ball and give a definitive answer to this question. There are economic arguments to be made on both sides of the issue. 

Signs That A Bubble Is Brewing:

• Rapid price increases: Home ...

Which way are the economic headwinds blowing? These days it’s hard to know. 

On the one hand, inflation is on the decline with October’s CPI report showing headline inflation cooling to a 3.2% annual rate as energy ...

With Hurricane Idalia coming ashore in Florida today, it's clear that hurricane season is upon us. That means it's time to secure your job site before Mother Nature sets her sights on you. And with hurricane season extending ...

These days, more and more of our fix-and-flip clients are pivoting to a longer-term buy-and-hold strategy. With so many unknowns in the current economy, it can be a smart decision. Luckily, our rental/DSCR loan product can fill the bill ...

Considering Buy and Hold?

In this economy, many of our clients are choosing to rent out their investment property rather than sell it into a difficult market. We can offer you several options for this buy-and-hold strategy—30-year fixed rate ...

If you’ve been around the real estate investing world for a while, you’ve no doubt heard the term, BRRRR. But you may be wondering exactly what it is and whether it would work for you.

Essentially, the BRRRR ...

We love to see our clients turn a neglected asset into an updated, comfortable and fully modernized family home. This charming rancher in the leafy North Carolina suburbs is a case in point. Our borrower transformed a tired house into ...

Despite the Fed’s interest rate hike of a quarter-point on Wednesday, our DSCR rates are actually dropping. The ongoing economic uncertainty is keeping Treasury rates low in the secondary market which is keeping a lid on mortgage rates for ...

According to this recent article on Bigger Pockets, there is a direct correlation between ...

Are you looking to finance your next real estate investment project? Maybe you are a newbie and are interested in first-time funding... or perhaps you have experience and are looking to compare our terms and rates against those from your ...

You know the old saying — when it comes to buying real estate, the only thing that really matters is location, location, location. And, in this buyers’ market, this couldn’t ring more true. 

But how can you choose a market ...

Inspection draws within hours—

Does this sound too good to be true? It isn’t. 

Whenever possible, NavCap uses the latest virtual technology to expedite our repair inspections so that we can approve draws and disburse funding as quickly as ...

It’s been a busy year for NavCap with our annual loan volume reaching record levels. We are so grateful for the confidence that our clients, partners and friends have placed in us, and want you to know that we ...

Three Reasons To Sign Up As A Member With Navigator Private Capital

Are you looking to finance your next real estate investment project? Maybe you are a newbie and are interested in first-time funding... or perhaps you have experience and ...

There is a definite chill in the air and, for contractors and rehabbers, that means it’s time to think about winterizing the construction site. Depending on the building phase of your project, you will need to take specific steps ...

Life moves quickly. And, when it comes to real estate investing, delays can be quite costly. 

That’s why we make every effort to expedite our entire loan process—from the loan application to the loan’s approval to disbursing ...

We want to meet you! Stop by our sponsor booth at the National Lending Experts' Leverage Tampa, and discover what Navigator Private Capital can do for you. Networking, giveaways, speaker panels and much more! 

And touch base with NavCap's ...